From meeting 03/20/13

Health Care Is a Human Right

Summary materials distributed:

ilsinglepayer.org

What Expanded and Improved Medicare for All Would Mean for Organized

Labor

Health insurance is off the bargaining table because everybody, including spouses and children, has it

Better benefits: all necessary medical care covered under one plan

Lower cost: no premiums, deductibles, co-pays, insurance, or non-covered services; most people would pay less

Progressive financing: those who have more pay more, those who have less pay less

Money used to purchase health care instead of going to administrative overhead including insurance company profits and executive compensation

Complete choice of providers

No insurance company interference between patients and doctors Portable throughout the United States

No interruptions in coverage for periods of lay-off or other unemployment, no matter how lengthy, including job loss

Need for health insurance not a barrier to changing jobs or careers

Need for health insurance not a barrier to early retirement, or to opening one’s own business or becoming a full-time volunteer; so jobs freed up for younger people

No tax penalties for having good health insurance

No treatment delays while workers comp and regular insurance fight to avoid responsibility

Cost of health insurance not an incentive to employers to reduce hours or shift to temp workers to avoid paying for health insurance

No change in benefits or providers at retirement

Employers save all the costs associated with administrating health insurance

Gets rid of the competitive disadvantage for employers who offer health insurance compared to those who don’t

No one with a contagious disease unable to get care No one goes bankrupt over medical bills

Patients and families don’t waste time fighting with insurance companies; anxiety over medical bills doesn’t interfere with recovery

Improved general population health

Enhanced social solidarity: we are all in the same system instead of being pitted against each other; we all have an incentive to fight for a high quality system

Problems with Obamacare for organized labor

Incentives to employers to stop offering health insurance, reduce hours, and switch to temp workers

Some workers, especially low wage workers especially may suffer “chum,” that is, shift between eligibility for Medicaid and eligibility for subsidies on the exchanges

Tax on plans that offer better coverage, falsely called “Cadillac plans”

No cost controls, so total health care costs will continue to rise, and those costs will be paid by workers

Threats to multi-employer plans (Taft-Hartley plans) include adverse selection, that is. Loss of younger workers as employers drop insurance

So-called “wellness programs” penalize lower wage workers and minorities, who have greater risks of poor health, and sick people in general

Those who have relatively good insurance pitted against those who have poor insurance or none

The Medicaid expansion will be used by the health insurance industry to further Medicaid privatization—forcing recipients into for-profit HMOs; this will set the stage for further privatization of more and more public services

Gives more money and power to the health insurance industry, which will use them to further tilt the playing field toward its own interests and against the interests of the people

Unaffordable under-insurance becomes the standard that pulls everybody down

What we need: Medicare for all, for life.

Everybody in, nobody out.              One nation one health plan.

Compiled by Anne Scheetz MD, annescheetz@gmail.com for ISPC, March 2013. Printed in-house with donated labor.

Health care is a human right!

ilsinglepayercoalition.org

How Expanded and Improved Medicare for All Will Work

What are other names for Expanded and Improved Medicare for All? Single-payer health care, national health insurance, national health program.

Who will be covered under this kind of health insurance? Every person who lives in the United States, from birth to death.

How will I get a doctor?

Because everybody will have the same insurance, you can choose any doctor, dentist, pharmacy, hospital, and other health care professional and institution that you want.

Will I have an insurance card? How will I get it?

Once the program is started, the first time you go for any kind of medical care, you will receive a simple enrollment form to fill out. Once you get your national health insurance card, you will use it whenever you need health care. Until your card comes, you will still receive all the care you need.

What kind of care will be covered?

Preventive care, nurse practitioners, doctors, midwives, hospital, dental, vision, hearing, mental health, prescription medications, chemotherapy, surgery, rehabilitation, wheelchairs and other medical equipment, and all other necessary care.

How much money will I have to pay to see a doctor or dentist? How about prescriptions? How about if I have to go to the emergency room or the hospital?

You will not have to pay anything when you go for any kind of medically necessary care.

What will my insurance premiums be? There will be no health insurance premiums.

Then how does it get paid for?

Everybody who can afford it will pay a tax based on income: the more money you make, the more you pay; the less money you make, the less you pay.

When can I start?

Unfortunately, single-payer health care, or Medicare for All, for life, does not exist yet. We will have to fight for it. To join us in this fight, go to our web site (at top), or to pnhp.org. Or, for more information or to have someone speak to your house party, church, club, or other group, contact Anne Scheetz, 773-486-6276 or armescheetz@gmail.com.

Printed in-house with donated labor.

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